PickVidsDrawing Conclusions: Is renting really a waste of money?
推荐理由
The TL;DW is that if you compare a renter & a buyer from day 1 to the end of a 25 year mortgage, both the renter and owner will have roughly the same net worth.
说明
这是2015年由The Globe and Mail发布的一部讲解，主题归在Investing & personal finance。它讲的是rent vs buy这一支里的具体问题，而不是把整个领域扫一遍。适合按兴趣直接看、不打算先补课的人。内容上可以概括成：A short Globe and Mail animated explainer on why renting can leave you as well off as buying a home. It walks through a rent-versus-buy comparison using Toronto numbers and the opportunity cost of a down payment. The video notes it dates from 2015 and the housing market has changed since.这些读者给出的理由，核心是：HN commenters cite it as a clear, numbers-based rent-vs-buy comparison when housing-as-investment debates come up.它贴着当时的技术，看的时候要记得那是那个年份的判断。从2018年到2019年，有2位不同的读者在2个不同月份把它推荐出来，其中明确叫别人去看的有0次。适合用一集把一个概念补上的人。抓住它用的那个图像或类比，比背公式重要。如果已经会了基本定义，就把注意力放在它怎么把rent vs buy变成能跟着复述的例子。
视频信息
- 频道
- The Globe and Mail
- 时长
- 8 分 33 秒
- 发布年份
- 2015
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